Freeware Directory

Freeware - Home and Hobby - Personal Finance

SimpleLoan is a free tool to help you compare and track loans, mortgages, credit cards and other types of debt. See detailed calculations and simple graphic comparisons to help you compare loan, mortgage or credit card offers. Track all your existing loans, mortgages and credit cards and have SimpleLoan work out the fastest payoff order for your loans, saving you time and money.

The Retirement Forecaster program helps you to organize and manage your retirement and estate planning. You specify to the Forecaster program one or more persons whose positions are to be considered, and create one or more Forecaster plans for them. Each Forecaster plan represents a set of assets whose future performance will be simulated by the Forecaster program. By varying assumptions of parameters such as tax rates, inflation rates, rates of return, and legal arrangements such as trusts, you can use the Forecaster program to zero in on the strategies to follow for achieving the best outcomes. A Monte Carlo simulation capability is provided.

Four quizzes that will help you get acquainted with terminology used in personal finance. Reading personal finance brochures or talking with a stock broker doesn't have to be intimidating. Our quizzes will test your knowledge and will hopefully help you better understand what really happens when you buy a house, apply for a loan or a second mortgage, refinance your house, etc. Try these quizzes online or download the Windows file with all four - Home Financing Quiz; Investing in Stocks Quiz; Investing in Mutual Funds Quiz; Investing in Bonds Quiz.

Rebate Reminder will keep track of your rebate submissions. It categorizes your rebates by the store where you made your purchase, and stores the following details about each rebate. Item Info; Rebate Info; A "Notes" section for logging calls to customer service, emails, and other important information for each rebate. You can also store a shortcut, to scanned forms of the receipt, rebate form, and UPC stored on your hard drive, for easy viewing!

Ever wonder if it is really worth it to drive farther in order to buy gas for a few cents less per gallon? This free Gas Price Calculator will tell you. Just enter how much gas you want to buy, the price for gas at both stations, how much farther you must drive to get the cheaper gas, and your mileage. Then click the Calculate button to see your answer! What could be easier?

The Robo Riches Calculator was designed specifically as a tool to help you understand how Compound Interest works. How to easily shave years off your Mortgage, how to simply whittle away all your Credit Card debt over a bit of time. How to grow your Investment Portfolio at rates you've never heard of, and completely and permanently flip the debt curve in your favor forever, not only for you but for your children and your children's children.

GFP is a Personal Finance Manager that uses a different approach to help people organize their finances, its focus is the real accounts - bank account, savings account and others. GFP has categories for acccounts such as gas expense, food expense, income, payments, bank accounts, etc. You can create transactions with these accounts.

Prime Poster keeps track of - Mum's Messages, Dad's panic phone numbers, Kid's appetite pacifiers. Enter data and print the poster, Stick the poster on the fridge with a pencil attached (avoids ink graffiti on the fridge) and Make a rule. If it's not on the list it doesn't get bought. Save money and time in your shopping! Note: Microsoft .Net Framework 1.1 required.

If you babysit one child or three at once, this software is for you. You can keep track of all past babysitting jobs, see what family hires you the most, or the least, keep track of telephone numbers, addresses and much more info for each family you babysit for. You can search by times, dates, addresses, names and much more. Keep comments or special notes or other important information about any of the families or children you babysit.

A fun and educational freeware tool which provides some powerful perspective on credit card debt. Specifically, Crusher will show you just how much house, how much car and how much retirement you are forsaking for the privilege of enriching your bank. Fun, simple and pointed, Credit-Card-Crusher is meant as a motivational tool to help young consumers appreciate that carrying high-interest debt represents a significant opportunity cost.

Credit Repair Planner helps create an optimized repayment schedule which factors in credit improvement. The concept is simple - pay off the highest-interest cards first while bearing in mind that carrying in excess of 50% on any revolving credit line dings your credit score. Credit Repair Planner will break this down into two repayment schedules - the first to get all cards down below 50% and the second to take them down the rest of the way.

AraXGroup Personal Finance is a program for personal finance accounting, list income and expenses using "card style" input, create reports for selected periods.

Credit Card Math is a free debt management tool that goes behind the scenes and reveals the true hidden costs associated with credit card debt. Credit Card Math will give you the knowledge you need to get yourself out of debt fast, save money and beat credit card issuers at their own game. Learn why it takes so long to pay off credit cards. Find out how to save thousands in credit card interest penalties. Learn how to develop a Rapid Debt Reduction Plan. Discover common credit card traps and learn how to avoid them. And much, much, more.

Structured Payments are worth far less in a lump sum than paid over time so it pays to make an informed decision. Use Structured Payment Calculator to calculate the Lump Sum pay off from a settlement, alimony, lottery etc. Input the amount owed, the amount of time the payment will occur over, and the expected interest rate, the program then outputs an HTML page with all of the information regarding how much you might get if you *don't* take the lump sum!

Metalogic Finance Explorer is easy to use personal finance software that packs enough features for those of us who don't need the overload of features that the big commercial packages offer. Features include - Online tutorial; Windows Explorer-like user interface; Budget feature and more. Supports several types of accounts including bank, cash, credit, etc. Real time: Update your stock quotes directly from the web. Import transactions: Download them from your bank and import them directly into MLFE. No need to manually enter them, all popular formats are supported: Microsoft Money (OFX) and Intuit Quicken (both QFX and QIF). Net worth: Get a complete view of your finances at a glance. Loans: Record all your loans and track your progress as you make payments.

Work out the real cost of loans and the best method of repayment, this program calculates any of the following items - Monthly payment, Number of years, Interest rate, and Loan amount.

FundTrac is a new program I have written that will help you analyze mutual funds and how they have performed. It allows you to create allocation scenarios in several modes. Obviously, past results are no measure or assurance of future results, use the program as a tool in your investment research.

TabKeeper is a small utility designed to keep track of "tabs" of money owed, it was originally designed to help ease the confusion of sharing bills with roomates and also keep track of all bills in one place. TabKeeper can easily be used to keep track of business-related invoices. Features include automatic saving upon exit, unlimited tabs, over 5 different color schemes, and optional logging of deleted tabs. Author welcomes feature requests and comments of any kind.

Personal Salary Calculator is a small program to calculate your hourly salary. Easy to use and simple enough to understand, it has the function to calculate salary plus overtime with tax rate included. It also has a simple calculator and a calendar.

Time, Money & Activities gives you some interesting statistics on buying and time spending habits over your lifetime. If you've ever wondered how much money you could save by kicking the smoking habit or how much time you spend watching tv compared to the amount of time you devote to your kids, then this program is for you.

Calculate your wage each second! Small, unobtrusive, fun program with advanced mode available where you can compare your earnings to the Minimum Wage or your DREAM Wage.

If you're thinking about car leasing or don't know if you should lease — or need help with your current lease — this site was created with you in mind. Calculate car lease payments and leasing costs with our unique interview-style calculator, use it online or download it. You enter what you know about your lease and the calculator tells you what you don't know. Get monthly payments, calculate taxes, determine total lease cost, spot hidden fees, and find dealer mistakes. Remember, knowledge is power. Good luck and good leasing!

When you are in debt, the last thing you need is to have to pay for software to help you manage your debt. For this reason, I created this Java application which can help you pay off your debt a bit wiser if not quicker. With this program you can discover: How many years/months it will take you to pay off your credit card; The actual date the card will be paid off at the current rate; A payment by payment breakdown of what you will spend; How much will be spent on interest overall at that rate. You can also use this for other loans. This application was written in 100% pure Java, so you will need to have Sun's Jave Runtime Environment(JRE)installed.

Loan*Calculator! Plus includes 5 easy-to-use calculators in 1 program: Loan, Interest Due/Calendar Math, Remaining Balance, Accelerated Payment and Balloon Payment. In addition, the program now has the ability to produce amortization schedules. Version 2.0 also adds the notion of Financial Advisors. Advisors provide text based answers to a particular financial question. The Refinance Advisor included with the program, compares the costs associated with an existing loan to those associated with possible refinancing and prepares a suggested course of action based upon whether or not the refinancing will save the borrower money. You can run multiple copies of a calculator for fast side-by-side comparisons. You just fill-in-the-blanks, and press the CALC button. The results can be copied to the Window's clipboard to include in another program or printed to any printer. Loan*Calculator! Plus is FREE for all non commercial users. There are no strings attached. No time limits. No restrictions for noncommercial use.

Eazy Money Program is financial software designed for users who want a simple method of keeping track of their basic financial accounts. It's a one-stop spreadsheet with a fill-in-the blanks format, it's easy to learn and to use. Disc space requirements are minimal. You can choose to run the program from a single floppy disc if portability and/or privacy are required.

Check Printing Software 2000 creates bank checks for US and Canadian Banks from blank check stock or plain paper and can also create pre-printed checks for use with Quicken, QuickBooks or Microsoft Money. Check Printing Software 2000 is free and is supported by our sponsors.

BillCalc is a small program that may be useful to those who want to set a schedule for paying off loans, credit card balances, etc. BillCalc calculates monthly payments based on your individual goals regarding a particular bill. BillCalc takes in three numbers: the balance, the interest rate, and the number of months you'd like to have to pay off that balance. It puts those figures into a simple formula for compound interest, and calculates the monthly payment accordingly.

Eazy Money is a personal financial tool for tracking cash,checking,savings and credit card accounts. Entries are made on pre-formatted spreadsheets.Sample spreadsheets in MSworks and Lotus1-2-3 are supplied and are convertible/importable into other spreadsheet programs. An illustrated help file is supplied.

Money Software-Accrual Accounting is a financial conversion utility for standard financial software such as Quicken or MSMoney. The program allows user to convert data-sets and accounts to an accrual accounting basis from a cash recording program. Determines profit/loss and balance sheet values on an incurred/earned basis for income and expense in accordance with general accounting practices. Examples of data-sets are provided with an illustrated help file.